The Housing Crisis
from Michael L. Craver The community was an experiment. Homeowners could build as many additional homes as they chose. You might ask how this is possible. These are tremendous investments to be making. Neighbors trusted each other to take care of the expansions. Banks lifted all financial restrictions and… After all, each dwelling requires maintenance and financing. So much time and devotion can go into caretaking for a home. Without attention these structures lose their personality. The financial responsibility is no less, until the loan has graduated. Fixing issues obviously adds to budget and strains resources. Many problems require hands-on attention. Emergencies that come up and need to be filed against the insurance to be repaired. Some cases are just poor construction and have inherent flaws from the day they’d begun. These additions tend to wear down the community. Resources spread thin. A limited number of people are skilled enough to craft the best homes. Rare is ...